DENTAL INSURANCE – HUMBLE, TX & NEW CANEY, TX
Insurance Cuts the Cost of Dental Care
Do you have dental insurance in Humble? Your policy is a precious resource that can help you maintain your smile’s health. It is also there to serve as a financial fallback if your teeth ever need a little restorative TLC. You should certainly use your insurance to the full! But how can you get the most out of it? The team at Progressive Dental Group is ready to help you understand and navigate your coverage with a view to making your dental care experience as easy and affordable as possible.
How Dental Insurance Works
Every dental insurance policy is unique, so you will have to check the details of your specific policy to see how it works. However, we can give you a general overview of how PPO plans typically operate:
Preventive care: 100% covered. Most plans allow you to attend two cleanings and checkups each year without paying anything out of pocket.
Minor services: 70% – 80% covered. Minor services typically include things like fillings and non-surgical extractions.
Major services: 50% covered. Crowns, dentures, and root canal therapy often fall into the category of major services.
Many plans enforce a waiting period of 6 – 12 months before they cover anything other than preventive care. Deductibles and annual maximums are also common parts of PPO insurance policies.
What Is the Difference Between Dental & Medical Insurance?
Dental insurance has a heavy focus on prevention, and it applies exclusively to treatments that have a direct bearing on oral health. Medical insurance is broader in scope. In rare cases, it applies to dental procedures. For example, it might cover dental implant surgery or emergency treatment for oral trauma. You will need to examine the details of both your medical and dental policies to discover if there is any overlap between them.
In-Network vs. Out of Network
Whether or not we are in your insurance plan’s network, we want to help you benefit as fully as possible from your benefits.
In-Network Coverage
If a dentist in Humble is in-network with an insurance plan, it means that they have a contract with the insurance company. The contract keeps costs to a minimum for both patients and the insurer. At Progressive Dental Group, we help our patients save money by offering in-network savings for a long list of plans, including those from:
- Aetna
- Ameritas
- Assurant
- Blue Cross Blue Shield
- Cigna
- Connection Dental
- Delta Dental
- Dentegra
- Dental Network of America
- Dental Health Alliance
- Dentemax
- Humana
- MetLife
- Principal Life
- Unicare
- United Concordia
- United Health Care
- Guardian